[Тест] Умете ли вы «дружить» с деньгами? Расплата за финансовую беспечность

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only one step separates each of us from gaining financial affluence and material prosperity.

This step is to develop the ability to "make friends" with their money.
Want to check the level of following this skill and find out how well You are able to "make friends" with money?

take this little test to make blitz-diagnosis

in order to provide his family with a decent standard of living, not to depend on the availability of work or the amount of the pension should learn how to handle their money.

[Test] How well are you financially literate?

here are two questions and three possible answers for each of them. Select the correct, in Your opinion, the answer is:

Question # 1.

You put 100,000 rubles on a Bank Deposit at 5% per annum. What amount of money will be in your account after 5 years?

answer:

"And" — more than 105.000 rubles;

"B" — exactly 105.000 rubles;

In less than 105.000 rubles.

Question # 2.

the rate of Interest per annum on your Deposit is 1%. The inflation rate is 2% per year.

in a year You will be able to buy withdraw money And more; B — the same; less than currently.

If You are unable to respond quickly to each of these questions, then you might want to read this article (at the end of which is placed the correct answers to the test questions).

first, some statistics:

28% of respondents couldn't correctly answer any of the questions on this test.
4% of the respondents coped with the tasks blitz diagnostics.

What kind of knowledge you must possess in order to be financially literate, to cease to experience difficulties with money and learn how to "make friends" with money?

1) You must be well considered.

Not until 10 or up to 1,000.

You need to deal with interest (including compound interest — I hope You heard about these?).

2) You need to understand what is happening in the economy (at least, in General).

Know what "inflation", what are the implications for your wallet it entails, how it affects your family budget?

3) Understanding of risk (probability of loss when investing money).

What are the risks You carry, making deposits in the Bank or buying investment products? What exactly did You hear about diversification when investing?

Why it becomes so important to be financially savvy?

All our life, in its essence, is connected with everyday financial decisions — how to manage your money:

whether to Take the credit, what is IMS and the coli, do you need another Bank card (cash back), etc.
Today, each of us is bombarded by a avalanche of advertising proposals for better allocation of funds.

unfortunately, most of these proposals cause substantial harm to our finances (although many people don't realize, because I do not know how to quickly "count the money").

SUMMARY: